I consider myself to be fairly well informed, but when it came to credit, I was in the dark. After implementing the principles of this book, not only has my credit score improved, but the interest rates on my credit cards have been reduced.
Jinny Wood - Aventura, Fl
Establishing a credit rating in the United States is paramount to establishing your life here. Without an established credit rating your opportunities are limited.
Without access to credit, how do you go about building a credit profile? This is a question over 100 million people in the United States are asking themselves.
Nobody is immune to a financial downturn. Our focus is the path to recovery. Credilife®’s unique approach provides members with the opportunity to re-emerge.
How it Works
What Sets Us Apart
Benefits
The First-Aid Financial Kit™
Credit Builder Program™
Credit Score Breakdown
How do we do it?
By analyzing the factors that contribute to your credit score, Credilife® designed this program to give you the tools and resources needed to target your problem areas. Another benefit is the ability to build new positive credit. You will be issued the specific types of credit needed to maximize your credit score.
Here’s How
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Payment History- Without new credit you can not affect the most heavily weighted portion of your credit score. We will issue new credit, all you have to do is make timely payments.
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Amounts Owed- Also called credit utilization. We issue a high limit revolving line of credit with a low balance, this isessential to boost your score.
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Length of Credit- The longer your (good) history, the better your scores. We approve you immediately, so you can start building today.
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New Credit- Although new credit is only 10% of your score, without any credit you have no score. We issue the new credit needed to start building.
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Types of Credit- A mixture of account types offers maximum results. We issue both types of credit,
installment and revolving.
When you are looking to build credit, your options are limited. Most people turn to secured credit cards as a means of building credit. Look at how the Credilife® Credit Builder Program™ compares to secured credit cards.
Cost
$300.00 Down Payment
$39.00/month
What you Get
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One (1) Minor Secured Line of Credit reporting to the Credit Bureaus with poor credit utilization
Cost
$99.00 Down Payment
$49.00/month
What you Get
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One (1) Installment Line of Credit
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One (1) $1,000.00 Unsecured
Revolving Line of Credit with good credit utilization
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Both reporting to the Credit Bureaus
*Actual results may vary. We do not offer any guaranty of results. Many factors are attributed to your credit score and may affect your actual credit score. This chart indicates a potential score range and is based on an individual with a prior bankruptcy, on time payments for a 12 month period, and no new derogatory credit.
*Actual results may vary. We do not offer any guaranty of results. Many factors are attributed to your credit score and may affect your actual credit score. This chart indicates a potential score range and is based on an individual with no prior credit, on time payments for a 12 month period, and no new derogatory credit.
At the heart of the Credilife® Credit Builder Program™ is the proprietary First-Aid Financial Kit™. We developed this kit to give our members everything they need to structure their finances, manage their credit effectively, and make smarter decisions with their money.
Credilife® Personal Budgeting Software- This budgeting software is unlike anything available on the market today. Designed to go hand in hand with the First-Aid Manual For Your Finances, this software will allow you to manage every aspect of your budget. It will revolutionize the way you spend and save money.
Credilife® Counseling Membership- Entitles you to four (4) hours of unbiased professional consultation in the areas of Law, Financial Planning, Insurance, Real Estate, and Mortgage Finance. Simply call or email Membership Services and we will put you in touch with a professional in your area who will assist with any questions.
Credilife® Educational Books- Knowledge is power. These books were written to expose the inside trade practices of the real estate and automobile industries, as well as to provide insight regarding finance and credit.
■ First-Aid Manual for Your Finances ■ First-Aid Manual for Your Credit ■ Essential Home Buying Guide ■ Essential Car Buying Guide
Credilife® Motivational Freedom CD - Daily rituals for success.
Without good credit your opportunities are limited. We designed our program to give people the tools they need to build their credit and take control of their financial destiny.
You will receive
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One(1) Installment Line of Credit
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One(1)$1,000.00 Unsecured Revolving Line of Credit
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Both reporting to the Credit Bureaus
Start building your credit with the
Credilife® Credit Builder Program™
How it Works
