FAQ

No! We are not a credit repair company. What we offer is an educational kit and by financing this kit you will have the ability to build or re-build your credit. Your payment history will be reported to the major credit bureaus, all you have to do is make timely payments.

No. We do not offer any Credit Repair Services. What we offer is the ability to Re-Build Credit.

Absolutely! You can purchase the First-Aid Financial Kit™ rather than finance it. However, we ask our clients to consider what their main objective is when purchasing the First-Aid Financial Kit™. Do you want to increase your knowledge in the areas of personal credit, personal budgeting, home purchasing, and automobile purchasing? Do you want to improve your credit score by establishing new credit? Financing the First-Aid Financial Kit™ will help you achieve all of these goals. By financing this kit you will be approved for an installment loan, which will establish new credit for you. By making your monthly payments on-time, you can establish a good credit history and in-turn have the ability to improve your credit score.

Yes! Thanks to our exclusive association with multiple lenders, we have secured financing for anyone interested in purchasing the First-Aid Financial Kit™. The applicant must be over 18 years of age and possess a valid social security number.

Everyone! The First-Aid Financial Kit™ will benefit those interested in establishing and improving their credit, increasing their knowledge of home buying, automobile purchasing and leasing, the credit industry, and creating and maintaining a sound personal budget.

The First-Aid Financial Kit™ is currently available in English and Spanish.

The First-Aid Financial Kit™ includes the following:

Credilife® Personal Budgeting Software
Credilife® Counseling Membership
First-Aid Manual For your Credit
First-Aid Manual For your Finances
Essential Home Buying Guide
Essential Car Buying Guide
Motivational Freedom CD

Credilife® is affiliated with Attorneys, Financial Planners, Insurance Agents, Real Estate Agents and Mortgage Bankers who will assist you with up to four hours of professional consultation.

No. You can use this service in any increment you want until the four hours have been depleted.

In today’s financial arena, credit is your number one asset. Everyone from employers to landlords and insurance companies check your credit history before doing business with you. Credilife® ’s founders built the company with the vision of providing its members the essential tools needed to establish, improve, and maintain their credit and finances. No other company has created such an extensive, all inclusive financial kit.

Yes. The First-Aid Financial Kit™ can help improve your credit in three ways:

	By financing the purchase of this kit, you are adding an installment account to your credit report.
	By paying on-time, you can increase your credit score.
	By reading the First-Aid Manual for Your Credit you will gain the knowledge needed to manage, repair, and maintain your credit.

Absolutely! If you decide to finance the First-Aid Financial Kit™, you will automatically be approved for an installment loan. This loan will be reported to the credit bureaus. Your on-time monthly payments towards the loan can have a positive impact on your credit.

Establishing your credit (if you finance the kit)

Improving your credit by:
Making your monthly payments on-time for the full term of the program
Receiving the unsecured revolving line of credit after month six(6) and paying this line of credit on-time

Learning how to create and manage your personal budget by use of the Credilife® Personal Budgeting Software

Educating yourself in the areas of:
Personal budgeting
Car buying and leasing
Credit
Home purchasing and financing

After six (6) on-time payments you will be approved for a unsecured revolving line of credit. This can be used to purchase additional Credilife® educational materials from our online store.