Reestablish Credit With Credilife®

If you have recently had a financial downturn in your life such as a job loss, bankruptcy, or foreclosure and need to re-establish your credit, look no further than the Credilife® Credit Builder Program™.

Up until now the method that most people used to rebuild credit was secured credit cards. The problem with this method is that the reporting benefits of a secured credit card are limited. Think about it. If you obtain a secured line of credit, there is no risk to the creditor. You give them the cash and they give you “Credit” in that exact same amount. Without the element of risk, which is what credit scores are supposed to predict, there is less potential for impact on your credit profile.

The following chart shows the difference for potential credit score improvement between a Secured Credit Card and the Credilife® Credit Builder Program™ for an individual with a bankruptcy over (1) year ago and less than three (3) years ago.

*Actual results may vary. We do not offer any guaranty of results. Many factors are attributed to your credit score and may affect your actual credit score. This chart indicates a potential score range and is based on an individual with a prior bankruptcy, on time payments for a 12 month period, and no new derogatory credit.

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I consider myself to be fairly well informed, but when it came to credit, I was in the dark. After implementing the principles of this book, not only has my credit score improved, but the interest rates on my credit cards have been reduced.

Jinny Wood - Aventura, Fl

Establishing a credit rating in the United States is paramount to establishing your life here. Without an established credit rating your opportunities are limited.

Without access to credit, how do you go about building a credit profile? This is a question over 100 million people in the United States are asking themselves.

Nobody is immune to a financial downturn. Our focus is the path to recovery. Credilife®’s unique approach provides members with the opportunity to re-emerge.